Return of Premium Calculator

Quick ROP Term Life Calculator If any entries do not apply, leave them as 0 How Many Years is Your Policy For? i.e. 10, 15, 20, or 30 How Much Is Your Monthly Premium? (If you rent, put in Monthly Rent): Cash Back At End Of Term: Copyright © 2007 Life Insurance On Line. All rights reserved

ROP (Return Of Premium Term Life Insurance: Return of Premium: This is a rider (Add On) to a term life insurance policy. It adds a small amount to the premium cost, but adds value to your insurance policy. If you survive the term (period of years) of your insurance policy, the premiums will be refunded in full. It also may specify a percentage of the premiums that may be refunded if  you cancel the policy before the term is over. In any case, if you pass away during the term of the policy, your beneficiaries will receive the face value of the insurance policy. We found a $300 a year price difference between Top Life Insurance Companies! Why Guess? Compare Insurance Quotes the fast, safe, and free way. Get Your Free Life Insurance Quotes Here Safe and Accurate Insurance Quotes 50 States Secure

 Enter All Values as Integer Numbers Or Else You Probably will get an Error of NaN. If an entry does not apply to you, enter the number 0.

* About The Life Insurance Needs Estimation Calculator

This is a very simple Life Insurance estimation, based on a common "Need's Estimate". My estimate is very conservative, and many professionals would probably double it. In addition to the information that you enter, my script figures in final expenses, an emergency fund, and an education fund amount for dependants. This is intended to be a starting point for analyzing your needs, and different family's will have different needs.